NC launches Haywood Homeownership Assistance Program

NC launches Haywood Homeownership Assistance Program

UPDATED April 29: NCORR has received over the program budget in interested applicants for the Homeowners Assistance Program. NCORR is pausing the application to ensure current applicants were eligible and submitted all required documentation.

The N.C. Office of Recovery and Resiliency (NCORR) is supporting Haywood County in the April 22 launch of its Homeownership Assistance Program (HAP) to assist homebuyers displaced by Tropical Storm Fred or first-time homebuyers that are income qualified. 

More than $1 million is available to offset homeownership costs, including up to 30% in down payment assistance and up to 5% in closing cost assistance. Homebuyer education and counseling will also be offered and must be completed prior to closing. 

The Homeownership Assistance Program in Haywood County will be operated through a collaboration between Haywood County and the NCORR Community Development Office. The program will serve low- to medium-income households purchasing a home in Haywood County. 

The program is just one of several in Haywood County that is replacing housing lost due to Tropical Storm Fred.

In addition to the HAP, NCORR and Haywood County are partnering to manage an Affordable Housing Development Fund to provide new affordable housing development projects.

The Homeownership Assistance Program–Haywood County is supported by North Carolina’s HUD Community Development Block Grant–Disaster Recovery (CDBG-DR) funding for Tropical Storm Fred. The HAP program is one of multiple housing programs overseen by NCORR through its Community Development Office, which also administers the Affordable Housing Development Fund, Multifamily Development Fund, Public Housing Restoration Fund, Homeownership Assistance Program and Infrastructure Recovery Program. In addition to disaster recovery and affordable housing, the office manages programs that support resiliency, mitigation, strategic buyout, infrastructure, local government grants and loans and pandemic-related rent and utility assistance.

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